Keeping COMMUNITY in Banking
October 28-30, 2018
SUNDAY, October 28:
6:00pm to 8:00pm – Welcome Reception – outside at the Desert Kivas
Plentiful Hors d’oeuvres and cocktails with background music from the Ronald Jean Duo, Native Arizonan Guitarist and Songwriter
Indoor backup is available in case of inclement weather
NEW THIS YEAR! A professional photographer will be on-hand to photograph your board as a group during the reception. For those registered – more details and scheduling logistics will be provided in September.
MONDAY – October 29:
7:00 to 8:15am – Breakfast with spouses/guests
8:15am to 3:45pm – General Session
8:15am to 8:30am – Opening Remarks
Jerry Walker, President and CEO of the Independent Community Bankers Association of New Mexico, Aztec, NM
8:30am to 9:45am – What is in Store Economically For 2019
Elliot Eisenberg, the Bowtie Economist, Maryland
This session will focus on GDP growth, unemployment and wages, inflation rates and the likely path of interest rates. Special attention will also be focused on default rates on various asset classes, net interest margin, ROA, ROE and the yield curve. This session will also look at residential real estate prices, agricultural prices, energy prices, and how recent fiscal policy changes are likely to impact the economy in 2019 and beyond. Elliot will include the states of Colorado, Nebraska, New Mexico and Wyoming in this forecast.
9:45am to 10:00am – Break
10:00 am to 11:15am – Taking a Look at Portfolio Concentrations Across the Western States
Alan C. Bush, Regional Manager, FDIC Division of Insurance and Research, Dallas, TX
Following rapid deleveraging that occurred in response to the 2008/09 recession, insured institutions are growing loan portfolios as economic growth and loan demand have picked up. As loan growth outpaces asset growth and capital formation, concentrations are on the rise. We’ll take a look at major portfolio segments to see where concentrations are building across the Western States, how they compare to the nation, how they are funded and how risk is balanced with performance.
11:15am to 12:45pm – Lunch
12:45pm to 2:15pm – Director’s Round Table
Succession, Recruiting and Maintaining Top Talent with a Focus on Rural Areas
Facilitator – Debby Davis Skipp, John C. Maxwell Certified Coach, Teacher and Speaker, Maryland
This session is designed to be an open and collaborative discussion with other rural community bankers on the quest for recruiting and maintaining top talent along with succession and replacement planning. Engaged crystal ball and shared experienced thinking will be encouraged to support each other in avoiding barriers and roadblocks that become costly misconceptions. The intent is to gain insights that will facilitate creative strategies that are a good fit for your banks unique circumstances as a rural community bank.
2:15pm to 2:30pm – Break
2:30Pm – 3:45pm – Shareholder Liquidity
Adam Fiedor, Managing Director and Michael Richter, Managing Director, GLC Advisors & Co., LLC, Denver, CODirectors have an increasing responsibility to create value to shareholders outside of the outright sale of the institution. These options can provide varying degrees of flexibility for shareholders seeking liquidity while preserving the integrity and operational continuity of the community bank. Specifically, a number of practical alternatives exist for directors to consider; including market update on capital markets for community banks and options for creating shareholder value.
Dinner on own
6:45 to 7:45am – Breakfast
7:45am to 11:30am – General Session
7:45am to 8:45am – Interest Rate Risk & Liquidity Management for 2018
James L. Reber, President and CEO, ICBA Securities, Memphis, TN
Community bank loan growth continues at near double-digit levels, and interest rate risk (IRR) will continue to be an area of focus by regulators. By a number of measures, available liquidity has dwindled for the industry. Community banks have responded by employing strategies to create liquidity out of their balance sheets. We’ll provide an update on IRR exposure for the industry and suggest some traditional and non-traditional sources of liquidity for portfolio managers.
8:45 to 9:00am – Break
9:00am to 10:15am – PANEL
Cybersecurity; Finding and Implementing Products and Vendors
Facilitator – Anne Benigsen, First Vice President of Information Security & Technology, Bankers’ Bank of the West, Denver, CO
Ross Bentzler, EVP – Information Security
Alpine Bank, Grand Junction, CO
Richard E. Bradfute, Director, EVP & Chief Information Officer
JP Stone Community Bank, Portales, NM
Galen Gough, IT Director
Jonah Bank of Wyoming, Cheyenne, WY
Joseph M. Miller, Senior Examiner
Federal Reserve Bank of Kansas City, Denver, CO
This dynamic group of IT/IS professionals will share their knowledge and experience on products that help the customer and the banks, products on the horizon and identify current needs and gaps in the industry. An interactive session, time will be set aside to answer those “burning” questions.
10:15 to 10:30am – Break
10:30 to 11:30am– Seize Your Opportunities
JJ Birden, Former NFL Wide Receiver and Motivational Speaker, Scottsdale, AZ
This presentation focuses on the individual and what one must do for success. As a former NFL wide receiver, JJ knows what it takes to reach the highest level of performance and have the capacity to maintain it. Many of the success principles he learned as a professional athlete have helped him make the transition into the business world. Plain and straightforward, if you have goals, dreams you desire to seize in your life, you have to get them. Success is not going to be given to you. You have to achieve success. JJ Birden explains how.
*** Agenda Subject to change